Credit Samadhaan, India’s first AI-powered platform to repair bad credit scores, has now grown to over 700 Kendras in 18 states, helping thousands regain access to loans and financial opportunities. With 1,000+ satisfied customers, it’s not just numbers — it’s about turning rejection into opportunity.
Piyush Nagar – A Journey of Resilience
Founder Piyush Nagar lost his father at 8 and sold ice candies to fund his education. He became an engineer and later founded Sixth Sense IT Solutions in 2009, serving 4,000+ clients worldwide.
While working with a rural fintech startup, he discovered:
👉 Out of 1 lakh loan applications, 99,300 were rejected, with over 70% due to poor credit scores.
Determined to solve this, he created Credit Samadhaan, using AI to repair credit scores in just 45 days.
Empowering Communities
Credit Samadhaan Kendras are physical centers where trained local partners guide people, repair credit, and provide financial guidance. Today, 700+ Kendras support farmers, shopkeepers, small businesses, homebuyers, and salaried professionals, while also creating local jobs.
National Recognition
Credit Samadhaan has been recognized nationwide:
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Supported by IIM Ahmedabad, IIM Bangalore, STPI
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Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024
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Featured among Top 100 Startups by TGS & TiECon Vadodara
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Featured among Top 50 Startups by Tata Social Enterprise Challenge
More Than Business
For Piyush, Credit Samadhaan is a mission — to restore dignity, reduce financial stress, and prevent debt-related crises.
From selling ice candies as a child to leading a nationwide financial revolution, Piyush Nagar proves:
Technology with purpose doesn’t just repair credit — it transforms lives.
